The Smart Option Student Loan® by UC Riverside SallieMae Student Loans for UC Riverside Students in Riverside, CA FOR BORROWERS ATTENDING DEGREE-GRANTING INSTITUTIONS

Whether you’re an undergraduate, career training or graduate student get money for school from Sallie Mae® Student loans from Uloop in partnership with Sallie Mae® could help!


Sallie Mae® student loans are designed for the needs of all types of students.

  • Competitive interest rates
  • Multiple repayment options
  • No origination fees; no prepayment penalty1

Smart Option Student Loan® for undergraduate and career training students Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study.


Find out which loan is right for you


Borrow responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank. Uloop is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.

1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

© 2023 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

UC Riverside Sallie Mae Student Loans

The SallieMae Smart Option Student Loan is specifically designed to help UC Riverside students cover their education expenses, including tuition fees, textbooks, housing expenses, and other related costs. This loan provides several benefits for UC Riverside students, such as low-interest rates, flexible repayment options, and no origination fees or prepayment penalties.

UC Riverside students who take advantage of the Smart Option Student Loan can benefit from the following:

1. Competitive interest rates: Students can choose between variable and fixed interest rates, depending on their financial situation and preferences. Interest rates can be as low as 4.25% APR for variable loans and 5.12% APR for fixed loans.

2. Flexible repayment options: The loan offers both in-school and deferred repayment options that allow students to make payments that fit their budget while in school or in grace periods.

3. No origination or prepayment fees: Unlike other loans, the Smart Option Student Loan has no origination fees or prepayment penalties, so students can save money by paying off their loan early.

4. Additional benefits: SallieMae offers benefits such as Career and Job-Search Assistance, Study Smarter and Achieve More Benefit, and On-Time Payments Cash Reward that can help students reduce the cost of their loan.

Overall, the SallieMae Smart Option Student Loan provides UC Riverside students with a flexible, cost-effective way to finance their education without compromising their financial future. With competitive interest rates, flexible repayment plans and no fees, this loan is an attractive option for students who want to focus on their studies while minimizing their debt load.
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